Harvest, yield and impact

ImpactCred is a marketplace to match investors with social enterprises seeking non-dilutive capital and debt either at the early-stage or between funding rounds. As access to debt at the early-stage can be unavailable and or expensive, IC seeks

Invest, for good

ImpactCred connects investors to bankable enterprises seeking debt while working towards the UN Sustainable Development Goals. IC helps investors source alternative debt investments with strong yields based on their financial risk profile and personal impact goals. ImpactCred has partnered

Features

Access shared financial and impact profiles of fellow investors
Sort and filter through deals by SDG and Geography
Review investment deals which match your financial risk profile
Showcase your financial and impact profile to viable debt investors
Access to community of enterprises working on similar sustainable development goals
Access profiles of aligned investors
Refer strong companies to ImpactCred for access to viable debt investors
Access deal flow from sister accelerators across geographies
Access to various investor groups

FAQ

  • What is ImpactCred?

    ImpactCred is a FinTech platform which offers a proprietary matchmaking to connect investors and social enterprises based on their financial risk and impact investment profiles around the UN Sustainable Development Goals (SDGs). Beyond the Beta, ImpactCred expects to manage the regulation and payments to facilitate investors to lend working capital to social enterprises for a market return across different emerging markets. ImpactCred expects to offer investors a competitive fixed income type rate of return through direct lending to bankable yet early-stage companies while also reducing interest rates for enterprises who are looking to deploy capital towards the UN SDGs.
  • What is ImpactCred?

    ImpactCred seeks to provide an alternative debt product to fixed income
    investors such as:

    1) Socially Conscious Accredited Investors

    [Women, Millennial, Angel & High Net Worth Investor Segments]

    2) Corporate Foundations seeking to deploy medium-term capital reserves

    3) Foundations seeking to support entrepreneurship

    4) Financial Inclusion/ Small Medium Enterprise Focused Fund of Funds

  • How Does it work

    Impact Investors interested in a market-rate debt product while onlending to credible early-stage social enterprises are invited to set up profiles on ImpactCred. These social enterprises have been vetted and our team has performed due diligence to de-risk them based on our proprietary algorithm. Our platform gives you the ability to join a like-minded investor community and to sort and filter deals based on your SDG and geography focus.
  • How do I sign Up? How long does it take?

    We request certain details in order to accurately match you with vetted social enterprises. Typically the process takes less than 15 minutes to complete.
  • Why should I sign up?

    ImpactCred is seeking to solve the challenge of both low investor yield as well as better access to vetted and de-risked companies at the early stage. By joining a community, investors will receive analytics about their fellow investors, be able to share data on investment preferences and build a portfolio based on their impact preferences.
  • Who is the team behind ImpactCred?

    To learn more about the team, please visit About Us — Kshetra.
  • What is ImpactCred?

    ImpactCred is a FinTech platform which offers a proprietary matchmaking to connect investors and social enterprises based on their financial risk and impact investment profiles around the UN Sustainable Development Goals (SDGs). Beyond the Beta, ImpactCred expects to manage the regulation and payments to facilitate investors to lend working capital to social enterprises for a market return across different emerging markets. ImpactCred expects to offer investors a competitive fixed income type rate of return through direct lending to bankable yet early-stage companies while also reducing interest rates for enterprises who are looking to deploy capital towards the UN SDGs.
  • What criteria does ImpactCred use in its credit due diligence?

    1) Product market fit through paying customers and positive net income OR inventory orders

    2) Financials which support additional debt

    3) Solid Management Team Fundamentals and strong reference from accelerators ideally over a 6+ month interaction

    4) Evidence of strong professional network in business industry

    5) Good positioning to capture market opportunity

    6) Validation from publicly available data

  • How does it work?

    Our focus is to facilitate working capital for your enterprise as you continue to build out your business. Social enterprises that are focused on tackling any of the 17 UN SDGs and have graduated from an Accelerator program are encouraged to apply to be included on the platform. We use a digital due diligence model and a matching algorithm to connect you with investors who share your vision.
  • How does signing up on ImpactCred help me find financing?

    During the Beta, ImpactCred matches sustainable companies seeking debt with investors based on their impact preferences. Loans will be based on investor terms. In the future, ImpactCred seeks to provide working capital and bridge loans which are vanilla local currency loans with competitive interest rates. Loan size ranges between USD 50K - 500K for loan tenures between 6 months - 4.5 years.
  • How do I sign up? How long does it take?

    For the Beta, enterprises require a referral from a partner accelerator or incubator. The invite will be sent through your email. ImpactCred offers digital first due diligence through its proprietary algorithm which collects in-depth business and financial information in your business. Typically, submitting an application to be approved for a profile on ImpactCred should take no more than 60 minutes if completed thoroughly. You can save your progress and come back to finish your application whenever it is convenient for you.
  • How long does it take for my profile to be approved on ImpactCred?

    Our aim is to make this process as seamless as possible. Our turnaround time typically takes 4-7 business days.
  • Why should I sign up?

    If you are looking for working capital for your business or are looking for additional capital in between funding rounds, you can benefit from being a part of the ImpactCred ecosystem. Finding capital at the early stage is expensive and often unavailable. This is a problem we are keenly passionate to solve. We offer the ability to showcase your business and match you with like-minded Investors with an investment mandate focused on tackling the UN SDGs.
  • Who is the team behind ImpactCred?

    To learn more about the team, please visit About Us — Kshetra.
  • What is ImpactCred?

    ImpactCred is a FinTech platform which offers a proprietary matchmaking to connect investors and social enterprises based on their financial risk and impact investment profiles around the UN Sustainable Development Goals (SDGs). Beyond the Beta, ImpactCred expects to manage the regulation and payments to facilitate investors to lend working capital to social enterprises for a market return across different emerging markets. ImpactCred expects to offer investors a competitive fixed income type rate of return through direct lending to bankable yet early-stage companies while also reducing interest rates for enterprises who are looking to deploy capital towards the UN SDGs.
  • What criteria does ImpactCred use in its credit due diligence?

    Accelerators do the hard work of sourcing great companies and supporting them with investment readiness. ImpactCred offers accelerators a community to share their intelligence to increase capital access to their graduates and alumni, visibility into a new pipeline from fellow accelerators and access to an aligned investor network.
  • How does it work?

    We invite established accelerators to join our platform by completing a short profile. They can then invite trusted social enterprises to apply to join this platform. For the Beta, we are only working with a few key partners in Kenya and India. We welcome you to contact us to express your interest in referring companies in the future by emailing us at info@impactcred.com.
  • Why should I sign up?

    ImpactCred’s unique model seeks out accelerators and incubators across geographies who are looking to connect social enterprises working on the UN Sustainable Development Goals with US and international debt investors. You can benefit from our ecosystem approach to learn about investors focused on small medium enterprise lending and new social enterprises for future pipeline.
  • How long does it take to sign up?

    In order to highlight your profile on ImpactCred, we also require some basic information specific to your accelerator in order to highlight your expertise and credentials in the social impact sector. Typically the process takes less than 15 minutes to complete.
  • What else should I know?

    For the Beta, we are focused on referrals from partner accelerators in India or Kenya.
  • Who is the team behind ImpactCred?

    To learn more about the team, please visit About Us — Kshetra.

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